Some general thoughts on my budget for this year –
* I refuse to cut my morning coffee out of my budget, which equates to $1300 a year. I may have to rethink this decision.
* I’ve given myself an allowance of $25 a fortnight for beauty products. This will most likely be saved and spent on necessary replacements (foundation, skin care, etc) when needed.
* My general ‘entertainment’ budget is a LOT lower than the amount I’m spending at the moment so it’ll be quite an adjustment for me. I’ll have to see how I go. Any fun and free entertainment ideas are more than welcome!
I’m feeling a lot better about my budget in general now that I have this structure behind it. Props to my dad for taking the time to help me make the spreadsheet and because it’s been so useful to me I figured I might as well share it. If you’d like me to email you a blank copy of my annual budget spreadsheet just drop me a line and let me know!
Good for you for budgeting! Coffee is super $$$, can you make it at your place?
I could because we have a coffee machine at home, but I would have to drink it in the car OR it would get cold during my 40 minute drive/train/walk transit to work which just doesn’t work for me!
It’s always shocking when you actually add up how much you spend on a coffee here and there. And beauty…that can be depressing. I applaud you for taking control of your finances.
thewayweliveonline.com
It certainly was shocking… And yet I don’t plan on giving it up any time soon!
I would love a copy of your nifty budget! With the spending I’ve been doing lately, I sure need one. Dad’s are so handy with technology sometimes aren’t they?
They sure are! He loves ‘building things’, and spreadsheets are not excluded!
Dads are great like that. I’m a bit scared to do my budget… it can be so sporadic. Some weeks I spend nearly nothing (bar food/rent etc) but other weeks I splurge like I just won the lotto. Sigh. Safe to bet I’ll never be a millionaire, but a general tidy up of my budget wouldn’t be a bad idea!
When I spent a few months tracking every single thing I was spending my money on it was a great incentive to start tidying things up a bit!
Can you come and organise my life? I need it!
Sure thing! Will you pay for my air fare?
I will pay you in beagle puppy cuddles and lots of tea and biscuits?
Would love a copy of your budget spreadsheet!! We’ve been having so many issues with money lately due to unexpectedly large bills 🙁 Any help and organisation we could get is good!
No problem Michaela, I’ll send it through to you tonight x
This is a month I’m devoting to making better food choices, and I’ll have help, so that in turn will turn to better money choices, and so.. hopefully a budget will follow.. Good work, J 🙂
That is exciting K! I can’t wait to hear all about it xx
I kind of failed at tracking everything I spend money on – so many apps don’t make any sense! Do you use any apps or just the spreadsheet? It sounds awesome, a copy would be fantastic ^^; thanks in advance. My partner seems to have the sensible head when it comes to money whereas I go ***ooooh shiny, must have, want!***
For the few months that I was tracking everything I was spending money on I just kept a word document on my work computer that I would update every day or so! I’ll be sending you through a copy of the spreadsheet today x