November Finance Chat

Fun fact: I was tempted to buy return flights to Bali at the end of November. Am I crazy? Possibly. BUT they were on sale, so I guess I can sort of justify my momentary madness. Also, I have massive wanderlust at the moment and am craving some sort of extended holiday. Alas, money. It’s hard to think of long term goals when short term satisfaction is at hand. Nevertheless I resisted the sale, and have refocused my attention on our the US trip at the end of 2015. Onwards and upwards. Also, I have a new addiction to scratchies.

November Goals
I did a decent job of not dipping into my travel fund (except for travel costs), so that’s a good step forward. I’m hoping to not touch that fund at all over the next few months, and I’m hoping it will GROW GROW GROW into something substantial soon. I’ve also managed to keep our grocery bill way down from what it used to be, although I haven’t quite reached the goal of keeping it under $100 every week. We’ve also not implemented ‘noodle night’ just yet, but I’m hoping we can make an effort to work this into our schedule during December.

December Goals
I think my biggest goal in December, finance wise, is to be reasonable when it comes to buying Christmas presents. I can’t help myself, every year I seem to go a bit over the top when it comes to how much I spend on presents. This year I’ve set a stricter budget, and I’m going to do my absolute best to stick to it. I also want to reduce unnecessary spending (as in, did I really need the two pairs of jeans I just ordered online? no. unnecessary), and stop shopping for myself for a while. I really don’t need anything, so why waste the money on extra STUFF? I also want to cut back on the coffee I’ve been buying on my way in to work in the mornings. This will be exceptionally hard, as I’m acting in a role that requires me to be ALERT (read: caffeinated), all day every day. Green tea don’t fail me now.