Paid in August: $175
Currently Owing: $2371.94
November Finance Chat

November Goals
I did a decent job of not dipping into my travel fund (except for travel costs), so that’s a good step forward. I’m hoping to not touch that fund at all over the next few months, and I’m hoping it will GROW GROW GROW into something substantial soon. I’ve also managed to keep our grocery bill way down from what it used to be, although I haven’t quite reached the goal of keeping it under $100 every week. We’ve also not implemented ‘noodle night’ just yet, but I’m hoping we can make an effort to work this into our schedule during December.
December Goals
I think my biggest goal in December, finance wise, is to be reasonable when it comes to buying Christmas presents. I can’t help myself, every year I seem to go a bit over the top when it comes to how much I spend on presents. This year I’ve set a stricter budget, and I’m going to do my absolute best to stick to it. I also want to reduce unnecessary spending (as in, did I really need the two pairs of jeans I just ordered online? no. unnecessary), and stop shopping for myself for a while. I really don’t need anything, so why waste the money on extra STUFF? I also want to cut back on the coffee I’ve been buying on my way in to work in the mornings. This will be exceptionally hard, as I’m acting in a role that requires me to be ALERT (read: caffeinated), all day every day. Green tea don’t fail me now.
October Finance Chat

November Goals
My goals for this month are mostly to assist me in working towards bulking up my travel savings fund. I have a specific savings account set up that accrues more interest than a regular account, and you’re charged for taking money out of the account. Works for me. My first goal is to NOT dip into my travel savings account for money to use elsewhere. This is to be for travel only, and the total should not go down at any point. I also want to try and cut down our weekly grocery shop (excluding fresh fruit and vegetables) to below $100. Currently we fluctuate anywhere between $150-$250 a week, which is just ridiculous. We can definitely do better in this regard. I’ve also implemented a ‘noodle night’ once a week, where we eat something out of the pantry that otherwise wouldn’t be set aside for dinner (ie: noodles). This is an easy way to save money, and also helps us work through the food in the pantry that can sometimes get overlooked and sit there for months on end.
I’ll be sure to check in again at the end of November and let you all know how I’m doing. I’d love to hear any of your goals for the month, and if you decide to include something similar on your blog please let me know!